It's always free to send money to friends and family when you use your PayPal balance or bank account. Fees apply only if the sender uses a credit or debit card. Withdrawal Fees. Please select your country or region to see applicable withdrawal fees. Country or Region: Ireland, EUR, Free, € EUR. Luxembourg. There is no specific guideline regarding PayPal fees. Make sure you change the Country to Ireland, for both coming from and going to.